3 INEXPENSIVE HOME MAINTENANCE PROJECTS THAT COULD SAVE YOU THOUSANDS

BPT – Routine maintenance: two words that likely evoke eye rolls, exasperated sighs and dread for most homeowners who read, hear or even think about them. However, they’re also a homeowner’s best line of defense when it comes to protecting their most important investment — their home.

“Many homeowners insurance policyholders are choosing higher deductibles because it lowers their insurance costs,” said Christopher O’Rourke, Mercury Insurance vice president of property claims. “This means, however, that if they need to make a claim then their out-of-pocket costs will be higher. So, the best claim is the one you don’t have to make, because you’ve taken the time to ensure your property is properly maintained. And the good news is that it generally costs much less than paying a deductible.”

The Hidden Dangers Of Buying A House Without A Home Inspection

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Purchasing a house without a home inspection carries significant risks that can turn an exciting investment into a costly nightmare. Hidden dangers often overlooked include structural issues like cracked foundations, aging roofs, and compromised load-bearing walls. Electrical problems, outdated plumbing systems, and poorly maintained HVAC units can also lurk unseen, leading to safety hazards and expensive repairs down the line. Moreover, the absence of a thorough inspection might leave new homeowners vulnerable to health risks from mold, asbestos, or radon gas. A detailed home inspection is essential to uncover these issues, ensuring that buyers are fully aware of the condition of their potential new home before making a final decision.

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What To Expect From A Home Inspection

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When scheduling a home inspection, expect a thorough evaluation of the property’s overall condition. A professional inspector will examine critical areas including the roof, foundation, HVAC, plumbing, and electrical systems to identify any potential issues. The process typically involves checking for structural integrity, ensuring systems operate correctly, and identifying safety hazards like faulty wiring or gas leaks. Inspectors also look for signs of water damage, pest infestations, and other deterioration that could impact the home’s value and livability. Following the inspection, you will receive a detailed report outlining any findings, which can help guide negotiations or future maintenance decisions.

Home Inspector For A Newly Built House

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Hiring a home inspector for a newly built house is a crucial step that should not be overlooked. Even new constructions can have defects, from minor cosmetic issues to significant structural problems. A professional inspector will conduct a comprehensive review, focusing on the quality of construction, adherence to current building codes, and the proper installation and function of systems like plumbing, electrical, and HVAC. This evaluation helps ensure that everything has been completed to a high standard and that any overlooked or hurried work is identified before finalizing the purchase. An inspection of a new build can provide peace of mind, confirming that the home is in excellent condition and ready for move-in.

Will The Inspector Allow You To Accompany Them During The Inspection?

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Most home inspectors encourage buyers to accompany them during the inspection. This practice allows you to observe the process firsthand and gain valuable insights into the condition of the home. It also provides an opportunity to ask questions and receive immediate explanations about any issues the inspector may uncover. Being present during the inspection can help you better understand the written report and the significance of any findings. However, it’s important to follow the inspector’s guidance during the visit to ensure safety and that a thorough inspection is conducted without interruptions.