BPT – Routine maintenance: two words that likely evoke eye rolls, exasperated sighs and dread for most homeowners who read, hear or even think about them. However, they’re also a homeowner’s best line of defense when it comes to protecting their most important investment — their home.

“Many homeowners insurance policyholders are choosing higher deductibles because it lowers their insurance costs,” said Christopher O’Rourke, Mercury Insurance vice president of property claims. “This means, however, that if they need to make a claim then their out-of-pocket costs will be higher. So, the best claim is the one you don’t have to make, because you’ve taken the time to ensure your property is properly maintained. And the good news is that it generally costs much less than paying a deductible.”

Detect-It Real Estate Inspections Homeowners' Guide_ Interpreting Your Home Inspection Report

Homeowners’ Guide: Interpreting Your Home Inspection Report

In ‘Homeowners’ Guide: Interpreting Your Home Inspection Report,’ you’ll learn how to navigate through the complexities of your report, starting with the basics such as identifying critical issues versus minor imperfections. The guide breaks down each section, explaining the significance of common findings and what they could mean for your property. It also offers practical advice on how to prioritize repairs and upgrades, ensuring you’re prepared to make informed decisions about your home’s maintenance and value enhancement.


Essential Tips: What Not To Do When Selling Your Home For The First Time

When selling your home for the first time, it’s important to avoid common pitfalls that could deter potential buyers or decrease the value of your property. Essential tips include not overpricing your home, which can lead to prolonged market time, and avoiding neglect of minor repairs, which can create an impression of carelessness. Additionally, refrain from too much personalization; overly unique decor can make it hard for buyers to envision themselves in the space. Keeping your home cluttered or not adequately staging it can also hinder buyers’ ability to see the home’s full potential. Always aim for a clean, welcoming, and neutral environment to attract a broad range of buyers.


New Year’s Home Inspection Guide: Typical Problems in Aging Homes

As we step into the new year, homeowners of aging properties should consider a comprehensive home inspection to identify common issues that can arise over time. The New Year’s Home Inspection Guide highlights typical problems such as deteriorating roof shingles, outdated electrical systems, and inefficient HVAC units that may no longer meet modern standards. Additionally, foundational shifts can lead to structural instabilities, and old plumbing may be prone to leaks or corrosion. Regular inspections can uncover these and other issues like inadequate insulation or pest infestations, ensuring that your home remains safe, efficient, and capable of withstanding the test of time.

Home Inspection During The Holidays

During the festive holiday season, conducting a home inspection can be a strategic move for prospective buyers. The holiday period often means fewer buyers are in the market, potentially leading to quicker and more thorough inspections. This time also allows homeowners to showcase their properties at their most inviting, with decorations and warmth that highlight the home’s potential. However, it’s crucial to ensure that key areas such as heating systems, chimneys, and roofs are meticulously checked, as they are heavily used during the colder months. A holiday home inspection can provide peace of mind before finalizing a purchase in the new year.

The Hidden Dangers Of Buying A House Without A Home Inspection

Purchasing a house without a home inspection carries significant risks that can turn an exciting investment into a costly nightmare. Hidden dangers often overlooked include structural issues like cracked foundations, aging roofs, and compromised load-bearing walls. Electrical problems, outdated plumbing systems, and poorly maintained HVAC units can also lurk unseen, leading to safety hazards and expensive repairs down the line. Moreover, the absence of a thorough inspection might leave new homeowners vulnerable to health risks from mold, asbestos, or radon gas. A detailed home inspection is essential to uncover these issues, ensuring that buyers are fully aware of the condition of their potential new home before making a final decision.


What To Expect From A Home Inspection

When scheduling a home inspection, expect a thorough evaluation of the property’s overall condition. A professional inspector will examine critical areas including the roof, foundation, HVAC, plumbing, and electrical systems to identify any potential issues. The process typically involves checking for structural integrity, ensuring systems operate correctly, and identifying safety hazards like faulty wiring or gas leaks. Inspectors also look for signs of water damage, pest infestations, and other deterioration that could impact the home’s value and livability. Following the inspection, you will receive a detailed report outlining any findings, which can help guide negotiations or future maintenance decisions.

Home Inspector For A Newly Built House

Hiring a home inspector for a newly built house is a crucial step that should not be overlooked. Even new constructions can have defects, from minor cosmetic issues to significant structural problems. A professional inspector will conduct a comprehensive review, focusing on the quality of construction, adherence to current building codes, and the proper installation and function of systems like plumbing, electrical, and HVAC. This evaluation helps ensure that everything has been completed to a high standard and that any overlooked or hurried work is identified before finalizing the purchase. An inspection of a new build can provide peace of mind, confirming that the home is in excellent condition and ready for move-in.

Will The Inspector Allow You To Accompany Them During The Inspection?

Most home inspectors encourage buyers to accompany them during the inspection. This practice allows you to observe the process firsthand and gain valuable insights into the condition of the home. It also provides an opportunity to ask questions and receive immediate explanations about any issues the inspector may uncover. Being present during the inspection can help you better understand the written report and the significance of any findings. However, it’s important to follow the inspector’s guidance during the visit to ensure safety and that a thorough inspection is conducted without interruptions.